Real Estate Buyers Closing Costs - Summit County, Colorado

Colorado Real Estate - Real Estate Buyers Closing Costs

There are fees automatically assigned to either the buyer or the seller, but some of the other costs are negotiable and prorated.
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What you should know about closing costs associating with buying a property in Summit County. Summit County Colorado Real Estate Guide

Summit County, Colorado  >  Real Estate  >  What you should know about closing costs associating with buying a property in Summit County.
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What you should know about closing costs associating with buying a property in Summit County.


The buyer is required by the mortgage company to provided a good-faith estimate of their closing costs. The fee will vary depending on the type of loan applied for and the terms of the purchase agreement. Many times these closing costs are actually paid in advance.
Below are a few of the costs a buyer can expect to pay:

  • Down Payment
  • Loan Fees (Points, Application fee, Credit Report)
  • Inspection Fees
  • Appraisal
  • Mortgage Insurance
  • Title Insurance
  • Hazard Insurance
  • Prepaid Interest

    What Closing Costs are negotiated?

    Sometimes the buyers and the sellers will expedite the purchasing process by negotiating closing costs. For example, if the buyers are concerned about the roof leaking then the seller might pay for the house inspection. The buyer may want to pay full asking price as long as the seller pays all closing costs. These are just a couple of examples of how each party can get what they want. Make sure that the terms are written down on the purchase agreement!

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